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More® Card

Discover® Card
More® Card

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Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
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Miles Cash Points Charity

About Credit Card:

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus®.*
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Get a $20 Discover Gift Card just for shopping with your Discover Card.**
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

10.99%±

Default APR:

30.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50
Balance Transfers:

Introductory APR:

0%

Introductory Period:

12 months±

Ongoing APR:

10.99%±

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a
Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a
Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0
Maintenance Fees:

Annual Fee:

$0
Penalty Fees:

Late Payment Fee:

$19
* 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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